Fintech Americas 2026 Sets New Standard for Human-Centered AI
Fintech Americas 2026, part of Money20/20, wrapped three days in Miami Beach with 1,750 senior decision-makers from banks, fintechs, regulators, and technology providers across the Americas—a 25% increase in attendance over 2025. The event also posted a 32% jump in sponsors, with nearly 100 represented, including Visa, Accenture, Deloitte, and Veritran.
This year's theme, "AI with a Soul," centered on how financial institutions can deploy AI while preserving the human relationships that build trust in diverse markets. Keynotes from Revolut CEO Glauber Mota, Citi's Driss Temsamani, Nequi's Maria del Pilar Correa, and Bancolombia CTO Alvaro Carmona covered digital banking expansion, payments modernization, and responsible AI implementation across the region.
One of the most talked-about sessions featured JPMorgan's Chief AI Officer Biswa Sengupta in conversation with Fintech Americas CEO Ray Ruga. "The technical capability is no longer the bottleneck," Sengupta wrote afterward on LinkedIn. "How we deploy it responsibly, equitably, and with genuine business intent is what separates the leaders from the laggards."
He also addressed smaller institutions directly, arguing they don't need hundreds of ML engineers or petabytes of data to create a meaningful AI advantage—just focus, clean data foundations, and the discipline to resist doing everything at once.
The 2026 Financial Innovators Awards recognized Naranja X, Itau, and Santander alongside fintechs Prometeo, Geopagos, and Tenpo. Fintech Americas 2027 is set for March 16–18 at the Miami Beach Convention Center.
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