Flagstar Deputy CMO: Focus On Stories Instead Of Demographics

Published on January 27, 2026

AI-driven search is dismantling the web analytics bank marketers have relied on to optimize campaigns, forcing a return to storytelling fundamentals, according to Flagstar Bank's SVP and Deputy CMO Daniel Darst in a recent interview. When AI search engines answer questions directly instead of sending users through traditional web pathways, performance metrics like click-through rates and conversion tracking become meaningless.

Without those numbers to guide optimization, messaging, value proposition, and brand attributes become critical. Darst says "your brand has to have resonance and stickiness" because marketers can no longer use data to test and refine their way to success.

The hardest part of marketing is getting the story right from the start. Darst recently built Flagstar's wealth management content around a single word—"patience"—as an investor virtue, exemplifying his philosophy of finding the essence of what people are looking for and translating it across audiences without relying on demographic segmentation data.

He warns against "the rise of the engineers" and data scientists whose emphasis on performance metrics can lead to dismissing creative fundamentals like language, images, and fonts that make storytelling work. Darst advocates for upper-funnel marketing where stories build brand resonance that creates halo effects on lower-funnel performance. 

Full story: The Financial Brand


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